Exchange of apartments between Russian cities (non-resident)

Moving to a new home is always quite a troublesome task, and even more so if we are talking about moving to another city .
You need to observe a lot of nuances and at the same time preserve your own nerves and resources. Let's say you want to move from your hometown, where you have living space, to another. What to do with the apartment? Sell? Isn’t it easier to exchange real estate between Russian cities? I would like to talk about this in this article, which is designed to help you in the process of intercity real estate exchange.

There is an opportunity to exchange apartments

For many, the possibility of exchanging real estate between cities will be a real discovery, although the practice of exchanging living space has existed since Soviet times.
In addition, the exchange will minimize the headache of selling real estate and buying a new one. It would be a good idea to contact a realtor here - he will help you avoid unnecessary difficulties. But the main difficulty is that the options must suit both you and the other party, and if there are a certain number of different nuances in both apartments, this process may take a little longer. But do not despair: today there is another option, in which the procedure for buying and selling real estate is carried out, and one living space will be replaced by another.

Also quite often there are transactions to exchange one apartment for another with an additional payment. This option is suitable for those who want to improve their living conditions. An example is a situation where a divorce process occurs, the spouses exchange their shared living space for several smaller apartments and move away. Then one of the spouses moves to another city, and here the opportunity opens up to exchange for improved living space, paying an additional amount.

Required documents

The list of required documents is similar to the list required when registering the purchase and sale of real estate:

Certificate of ownership
Cadastral passport
Extract from the house register
Certificate from the Criminal Code confirming the absence of debts for utilities
Permission from the guardianship authorities to conduct an exchange (if there are registered minor children)
Notarized consent of the second spouse (for the sale of an object if the seller is married)

Depending on the situation, the list may contain other documents.

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Exchange of real estate between individuals - everything is according to the law

Of course, there are certain laws regulating the procedure for exchanging an apartment for an apartment between cities. First of all, let's turn to the Civil Code of the Russian Federation, with its help all transactions in our state are regulated. Let us turn to Article 567 of the Civil Code of the Russian Federation. It talks about the so-called barter agreement. Briefly, the text of the article outlines the obligations of each party in the exchange process. Part two also states that the rules of purchase and sale under certain conditions.
It is with the help of this document that the process of housing exchange between people in different cities is regulated. The second source that is worth turning to is the Housing Code of the Russian Federation: it is he who covers the issues of apartment exchange in accordance with a social tenancy agreement. The necessary information can be found in articles 72 to 75.

There is also a special instruction, approved back in 1967, but still relevant today. She gives clear instructions for exchanging housing.

With or without intermediaries?

From a professional point of view, the implementation of an apartment exchange transaction is one of the most difficult in the real estate market.

“Do I need to resort to the services of an intermediary and contact a real estate agency? Or can you carry out the whole process yourself?” - this question arises for the majority of those who have decided to exchange an apartment.

Whether to seek the services of a professional or not is a purely personal matter. But if you decide to act on your own, you need to very carefully study all the legal aspects and subtleties of this operation in order to avoid making an annoying mistake, which will then be very expensive. If you are thinking about intermediaries, then it will be useful for you to learn about the tricks of realtors when selling an apartment.

We act according to plan

To simplify the exchange procedure as much as possible, you should stick to a rough plan.

Preparing the apartment
Collecting the necessary documents
Finding a suitable apartment for exchange
Inspection of the offered apartment
Conclusion of an agreement
Payment of duty
Registration of a transaction

It seems like everything is simple, right? In essence, this is the case, but any legal actions in our country are surrounded by a number of formalities and nuances. You need to be prepared for them and you need to know about them. We will get to know them now.

Mortgage issues

If you are going to exchange an apartment for a more spacious one, in a more prestigious area, etc., then when completing the transaction you will need to make an additional payment. And if you don’t have such savings, then you can try to take out a mortgage. There are many credit programs; for each case you can choose the most optimal option.

Are you the owner of an apartment on which the mortgage is still being paid? But have you decided to move? If mortgage payments are transferred on time and correctly, you can exchange your mortgaged home for a more suitable option. There are three ways to resolve this situation.

The entire remaining mortgage debt is paid in one lump sum by the borrower and the mortgage agreement is closed.
It is possible, with the consent of the bank, to transfer the debt to another person, who will subsequently repay the debt. It is worth noting that banks are reluctant to undertake this procedure, although this is permitted by law.
Exchange of an apartment for a similar one. This option is used in most cases.

The exchange procedure in this case is called replacement of collateral. Each bank has its own requirements for this procedure - deadlines, debt balance, etc.

The operation of exchanging a mortgaged apartment involves the preparation of two packages of documents:

documents for exchanging an existing apartment for another;
transfer of new property as collateral to the bank.

Find out also about the possible risks when selling an apartment with a mortgage.

First you need

First of all, start preparing the apartment for exchange.
Ideally, only the owners should be registered in it: such apartments have great attractiveness on the market and are called “clean”. Next, you can place advertisements with the offer yourself or contact a realtor.

And if the first option will be more preferable to those who have enough time and energy, then the second is for those who are limited in this and want to speed up the process.

As soon as a suitable option is found, you will need to conclude an exchange agreement . And here again there are two options: self-drafting by the owners or in the presence of a notary. The first option can be called less expensive, but the second option will help you protect yourself from various dishonest individuals.

Package of documents for apartment exchange

Apartment owners are required to provide a list of documents required during the exchange procedure. This list includes:

Owner ID cards
An extract from the Unified State Register is a document with which you confirm your ownership. Introduced to replace the previously issued certificate.
If the apartment's layout or communications have been changed, an extract from the BTI will be required.
Certificate about the composition of those living in the apartment
Receipt confirming payment of the state duty
Actually, a signed barter agreement

In our country, the Federal Registration Service is in charge of processing such transactions, you will go there with all the documents, they will check them, point out any shortcomings, if any, and issue a new title there.

Step-by-step process instructions

Let us dwell in more detail on the procedure for exchanging real estate, which is located in different localities.

Stages

The process of exchanging houses or apartments between different localities includes the following steps:

Preparing real estate for transfer to the next owners.
Collection of documents for property.
Selecting suitable real estate for exchange.
Concluding an exchange or sale agreement.
Payment of state duty.
Official registration of the transaction.

Completing all stages of the process usually does not cause difficulties; difficulties can only arise with the legal nuances of the exchange.

Where to start?

It’s worth starting by bringing the living space into the condition in which future owners will accept it.

The ideal state of real estate is when only the owners are registered in it.

Next, you need to decide how the process of intercity real estate exchange will take place: with or without the participation of intermediaries. If you decide to carry out the exchange yourself, you can start posting exchange advertisements. If it was decided to involve specialists, then you need to find a realtor.

Which organization should I contact?

First, you should contact the city real estate service, because... it provides comprehensive support to citizens in matters of transferring real estate from one city to another. And to conclude a transaction, they contact the Federal Registration Service.

List of required documents

Both parties involved in the exchange must provide:

ID cards;
an extract from the Unified State Register confirming ownership;
conclusion on the technical condition of the living space;
a certificate of the number of registered persons from the house register;
receipt of payment of state duty;
signed exchange agreement;
an extract from the technical inventory bureau if the layout or location of communications on the property has been changed.

Our experts have prepared separate publications devoted to the rules for concluding agreements for the exchange of land and residential premises between property owners.

Where to submit papers?

If the transaction takes place without the participation of realtors, then all documents must be submitted to the Federal Registration Service independently. The transaction is also registered there.

Cost and terms

To register rights, you need to pay a fee of 2000 rubles to Rosreestr. Transfer of rights to real estate takes on average from 2 weeks to a month. The timing depends on the workload of the Federal Registration Service.

How to make a payment if the transaction requires an additional payment?

After a suitable living space has been found, an exchange or sale agreement is concluded. The agreement is concluded independently between the owners , or with the involvement of a notary.

Attention! If one of the parties offers unequal housing, then the purchase and sale or exchange agreement must include additional conditions regarding the terms and methods of making additional payments.

According to Article 571 of the Civil Code of the Russian Federation, a party from whom a third party has seized goods purchased under an exchange agreement has the right, if there are grounds provided for in Article 461 of the Civil Code of the Russian Federation, to demand from the other party the return of the goods received by the latter in exchange and (or) compensation for losses.

How much does it cost to exchange apartments? How long does it take for documents to be ready?

You will have to wait on average from two weeks to a month - such periods are explained by the specifics of the transaction, because the number of requests from the Federal Registration Service to another city will be quite large.
The Tax Code tells us that such a real estate transaction is subject to tax , which is 13 percent for citizens of our country.

For persons who are not citizens of the Russian Federation, the percentage of the transaction has been increased and amounts to 20 percent.

They can refuse the deal - and why?

In some cases, the registration service may refuse to register parties. The following factors may influence this:

One or more documents from the list are missing. Not the worst point. If missing documents are provided, processing will continue.
Inaccurate information provided in the documents. It happens that unexpectedly there are “hidden” owners who have not even heard about the transaction, and, of course, there was no consent from them.
In the event that the apartment is property that was acquired during marriage, the consent of one/both spouses will be required; without such consent, the transaction, of course, will not be formalized.

What else is useful to know about apartment exchange

We don't need intermediaries!

If you are not ready to pay a certain amount for the services of a realtor and are looking for real estate on your own, you must understand that to evaluate the apartment in another city in Russia . Although, in many cases, having used the services of a realtor, many still tend to trust themselves and their own eyes. In the event that the former owners of your potential apartment decided to cheat, “grease” something, “glue” something, and you are not satisfied with this, you can demand an additional payment or completely refuse the unsuitable option of a non-resident exchange.

And of course, we should not forget that the price of real estate cannot be static; it is also influenced by the population density in the chosen city, infrastructure and condition. In any case, to save your nerves and time, it is worth inviting an independent expert who will assess the real cost taking into account all factors.

Where will we formalize the deal to exchange apartments between cities?

So, all the documents have been collected, all formalities have been completed... And then the question arises: where exactly to formalize the deal? If you have used the services of realtors, then you can trust them to resolve this issue. In the same case, if you are doing everything yourself, indicate in the contract your wish regarding the implementation of the transaction in a specific city in Russia , and the other party, in turn, can agree with you or make adjustments.

In conclusion, I would like to say that long-distance exchange of apartments in Russia is not as scary as it might seem at first glance. All that is required of you is to carry out the process strictly in accordance with the law and, depending on your ability to use the services of qualified specialists: this will reduce time and, possibly, save your money and nerves. This article is intended to help you in your endeavors and make the exchange process as easy as possible.

You can find out the cost of apartments in the center and on the outskirts of Moscow here

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Number of rooms	New building	total area	m2
Balcony/loggia	State

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7	Exchange of a 2-room apartment for a 2- or 3-room apartment in Mitino Number of rooms: 2 , New building, Total area: 54.9 m2, Floor: 2 , Floors in the house: 8 , Balcony/loggia, Condition: Unfinished, House type: Monolithic. I am changing a 2-room apartment in the village. Nakhabino microdistrict Krasnogorsky for 2 or 3 rooms. apartment in Mitino with additional payment….	Price 7,700,000 RUB
4	I will exchange 1 sq. m. Printers for a house (dacha) near Moscow Number of rooms: 1 , Total area: 33 m2, Living area: 20 m2, Floor: 2 , Floors in the house: 9 , Condition: Average, Type of house: Panel. 1k.kv. in Moscow, Pechatniki metro station 33/20/7. 2/9 this is a panel house for more than three years, one adult, no one is registered, I will exchange it for a house (dacha) in the Moscow region, preferably DNP, SNT no further than 40 km from Moscow. I will consider all options...	Price RUB 7,999,999
I will exchange a 1-room apartment in Podolsk for a 2-room apartment Number of rooms: 1 , Condition: Average. I will exchange a 1-room apartment in Podolsk for a 2-room apartment with our additional payment. Let's consider all options from the owners. Additional money is available. The condition and floor do not matter. Call us, we'll try to come to an agreement. Owner…
I am changing a 1-room apartment in Moscow Region for a room in Moscow Number of rooms: 1 , Total area: 36 m2, Type of house: Brick. I am changing a 1-room apartment in the center of Yegoryevsk in a brick house, total area 36 m, cosmetic renovation, furniture. I need a room in Moscow, on any floor, of any size, without intermediaries...
Urgent out-of-town apartment exchange! Number of rooms: 3 , Total area: 70 m2, Living area: 58 m2, Floor: 1 , Floors in the house: 4 , Condition: After renovation. I am changing a privatized 3-room apartment in the center of Sukhum for a 1-room apartment in Moscow....	Price 7,000,000 RUB
5	Exchange of 2-room apartments 53 sq. m. in the Moscow region on Kursk Number of rooms: 2 , Total area: 53 m2, Living area: 28 m2, Floor: 9 , Floors in the house: 9 , Balcony/loggia, Condition: After renovation, Type of house: Panel. I am selling or exchanging a 2-room apartment with an improved layout of 52.6 sq. m. in Kursk. m. on 9/9 panel house in Davydovo-Moscow region. , Orekhovo-Zuevsky district, 70 km MKAD, go from the Kazansky station or Vykhino metro station past Lyubertsy, Gzhel to the city…	Price 2,500,000 RUB
10	I will exchange a nice two-room apartment in Kommunarka Number of rooms: 2 , Total area: 66 m2, Living area: 33 m2, Floor: 7 , Floors in the house: 12 , Balcony/loggia, Condition: After renovation, Type of house: Monolithic. There is a nice two-room apartment (66 sq.m = 18+15 isolated rooms, large kitchen and hallway, two bathrooms), 7/12 of a brick-monolithic house built in 2013. Almost the closest house to the Kommunarka metro station is 7-8 minutes on foot...	Price 12,750,000 RUB
Exchange of a 3-room municipal apartment Number of rooms: 3 , Total area: 78.3 m2, Living area: 45.3 m2, Floor: 11 , Floors in the house: 22 , Balcony/loggia, Condition: Average, House type: Panel. 3-room municipal apartment in Northern Medvedkovo (Polyarnaya st., 32, building 2). 11th floor of a 22-storey panel house built in 2006. Total area 78.3 sq.m., glazed balcony 0.6 sq.m., living area - 45.3 sq.m...	Price 18,000,000 RUB
I am changing a 2-room apartment. in Pskov for 1-2 room apt. in St. Petersburg Number of rooms: 2 , Total area: 54 m2, Living area: 29 m2, Floor: 5 , Floors in the house: 5 , Balcony/loggia, Condition: After renovation. G. Pskov, Krasnoarmeyskaya st., 22b, 2 apt. new layout right side option, 5/5 floor, 54-general, 29-inhabitants (17+12), 9 sq.m.-kitchen, glazed loggia from the kitchen, separate bathroom, double-glazed windows, paneled interior doors, metal wow...	Price 2,700,000 RUB
Exchange of a municipal apartment, Moscow Number of rooms: 3 , Total area: 79 m2, Living area: 47 m2, Floor: 14 , Floors in the house: 17 , Condition: After renovation, Type of house: Brick. I am changing a municipal 3-room apartment in Moscow. Novokosino microdistrict, st. Gorodetskaya, 11. All three rooms are separate: 18.1; 14.3; 14.1. Living area - 46.5. Total area - 79.1. Kitchen - 10.9. Balcony, loggia, hall, corridor...
4	Exchange of an apartment in New Moscow for Moscow Number of rooms: 3 , Total area: 90 m2, Living area: 65 m2, Floor: 3 , Floors in the house: 3 , Balcony/loggia, Condition: Average, Type of house: Block. I am changing a 3-room apartment in Shcherbinka (Moscow), a 3-story building with 6 apartments, private parking, recreation area, 10 minutes to MCD2; the apartment is clean, well-maintained, with a total area of 90 sq.m., gas, independent heating...	Price 8,500,000 RUB
I am replacing a 2-room apartment in a house for renovation and a promising room for a 3-room apartment. Number of rooms: 2 , Total area: 44 m2, Living area: 34 m2, Floor: 1 , Floors in the house: 5 , Condition: Average, House type: Block. I am changing a 2-room apartment in a house for renovation in the South-Western Administrative District next year and a very promising room in a luxurious 3-room apartment in the Western Administrative District of Moscow. We need three rubles in New Moscow...	Price 11,000,000 RUB
4	1 room apartment in Moscow I am changing to a larger one with an additional payment of 3 million rubles Number of rooms: 1 , Total area: 30 m2, Living area: 18 m2, Floor: 2 , Floors in the house: 9 , Condition: After renovation, Type of house: Brick. I am exchanging a one-room apartment with a good repair, a built-in kitchen, a wardrobe, an air conditioner, one owner, I am exchanging it for a larger area with an additional payment of up to 3,000,000 rubles. I will consider exchange options with an additional payment on my part. ONLY EXCHANGE TO MOSCOW!…	Price 7,500,000 RUB
5	Exchange for two rooms in Moscow or a house, apartment in the regions Number of rooms: 1 , Total area: 40 m2, Living area: 21 m2, Floor: 2 , Floors in the house: 12 , Condition: After renovation, House type: Panel . I am changing MY 1-room apartment. apartment with improved layout 40/21/kitchen 9, in Moscow, next to Izmailovsky Park on the street. Chelyabinsk. Can be converted into a Euro two-room apartment. High first floor, windows on the second floor level into a green sunny courtyard...	Price 7,900,000 RUB
Exchange of 2-room apartments in the Moscow region, 75 km of the Moscow Ring Road in the village of Davydovo for 2-3 apartments in Kursk Number of rooms: 2 , Total area: 56 m2, Floor: 9 , Floors in the house: 9 , Balcony/loggia, Condition: Average. I offer for exchange in the Moscow region a 2-room apartment. 56 sq.m. 3/4 share new plan. in 9/9 building, 75 km from the Moscow Ring Road in the village of DAVYDOVO-Kurovskaya, 1 hour away by electric train. to the station Kurovskaya and 5-7 minutes to the house in the center of the 1st micro-na: kitchen 9, bullfight 11, lodge 9m long...	Price 1,500,000 RUB
Exchange of an apartment in Vladimir for an apartment in the Moscow region with an additional payment Number of rooms: 1 , Total area: 34.2 m2, Living area: 17 m2, Floor: 7 , Floors in the house: 11 , Condition: Needs renovation. I will exchange an apartment in Vladimir for an apartment in the Moscow region, 1 room. total area 34.2 sq.m. living area 17.5 sq.m. kitchen 8 sq.m. 7th floor of 10. st. Blagonravova. House in a park area (from the windows there is a view of the park), quiet area. Nearby is a school and kindergarten. 15 minutes…	Price 2,000,000 RUB
I am changing the Sverdlovsk region, Asbest to Kirov or St. Petersburg. Number of rooms: 2 , Total area: 41 m2, Living area: 23 m2, Floor: 1 , Floors in the house: 4 , Condition: Average, Type of house: Brick. Two-room apartment in Asbest. Area 41/23/6. 1/4 storey, brick house, high floor, for an apartment in Kirov or St. Petersburg...	Price 900,000 RUB
10	Exchange for 1 room in Moscow in any area Number of rooms: 4 , Total area: 70 m2, Living area: 50 m2, Floor: 1 , Floors in the house: 9 , Balcony/loggia, Condition: After renovation, Type of house: Panel. Changing 4 room apt. in the center of Klin for 1 room apt in Moscow in any area and in any condition. Apartment with designer renovation. Or sell...	Price 7,000,000 RUB
I will exchange an apartment for a house with an additional payment Number of rooms: 2 , Total area: 56 m2, Living area: 30 m2, Floor: 5 , Floors in the house: 5 , Balcony/loggia, Condition: After renovation, Type of house: Panel. Large bright apartment with two loggias, not a corner one, near a kindergarten, school, market, forest. We need a house in the villages of Skrylya, Panikovo, Borisovo. Depending on the condition of the house and the size of the plot, an additional payment is provided....	Price 3,000,000 RUB
Exchange of apartment Moscow for Moscow Number of rooms: 2 , Total area: 58 m2, Living area: 33 m2, Floor: 7 , Floors in the house: 8 , Balcony/loggia, Condition: Average, Type of house: Brick. I will exchange an apartment in Sokolniki for a similar one, preferably in the Sokolniki, Baumanskaya, Semenovskaya area. I will consider offers in other areas of Moscow....	Price 12,000,000 RUB

Total 17 pages 1

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